Privacy Policy/Disclosure

We are required by law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, contact us.

We routinely collect and retain the information we obtain from your account applications, transaction history and from consumer reports. This information helps us:

1) To establish and administer you accounts.

2) To satisfy certain regulatory requirements (Example: When you open an account that pays interest, we are required by the Internal Revenue Service to obtain your social security number.)

3) Better understand you so that we may provide you with additional or improved products and services.

We do not share the nonpublic personal information of our current or previous members and nonmember customers with affiliates for nonqualified third parties except as permitted or required by law.

How is that information protected?
Access to your personally identifiable financial information is limited to employees with a specific business reason for utilizing this data. Our employees are educated about the importance of maintaining confidentiality and member privacy. If necessary, we take appropriate disciplinary steps to protect your very personal information.

In order to prevent unauthorized access to your information, we maintain security standards and procedures that conform to industry practices. These security standards and procedures are routinely tested to verify the integrity of our systems.

The information contained on any site to which you link from this site is solely the responsibility of the provider of that web site. Any information which you view on this web site, or any web site to which you link from this web site should be viewed as research information, not as legal, accounting, medical, or other professional advice.
The credit union is not responsible for any transactions between you and the linked 3rd party/merchant. Any website which you visit by a link from this site is solely the responsibility of the user.

Web Site User Agreement

This Internet Web Site License and Use Agreement (the "Agreement") is between you and Cincinnati Employees Credit Union (the "Organization") with offices in Harrison, OH, USA. Your use of the "Cincinnati Employees  Credit Union Web Site" (the "Web Site") is subject to the following terms and conditions of use:

(1) YOU AGREE TO READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEB SITE.
Use of the Web Site signifies your unconditional agreement to the terms and conditions of this Agreement. If you do not agree to these terms and conditions of use, do not access or otherwise use this Web Site.

(2) The "Organization" may gather, process and use information and materials received from you (e.g., name, physical address, e-mail address) or collected through your use of the Web Site for any lawful reason or purpose.

(3) The "Organization" reserves the right, at its sole discretion, from time to time to change, modify, add or remove any portion of this Agreement, in whole or in part, at any time.

(4) The Web Site is protected by one or more copyrights pursuant to U.S. copyright laws, international conventions and other intellectual property laws. You will abide by any and all copyright notices, trademark notices, ownership information or restrictions contained in any Content on the Web Site. You may download and make copies of the Content and other downloadable items displayed on this Web Site, provided that you maintain all copyright and other notices contained in such Content. Copying or storing of any Content on the Web Site for reproduction, redistribution or publication to third parties for commercial purposes is expressly prohibited without prior written permission from the "Organization". All rights to the "Organization's" copyrighted materials not expressly granted herein are reserved by the "Organization".

(5) The "Organization", at its sole discretion, may change, suspend or discontinue any aspect of the Web Site at any time, including the availability of any Web Site feature, database or Content. "Organization" may also impose limits on certain features and services or restrict your access to parts or all of the Web Site without notice or liability.

(6) You represent, warrant and covenant that you shall not upload, post or transmit to or distribute or otherwise publish through the Web Site any materials which: (i) restrict or inhibit any other user from using and enjoying the Web Site; (ii) are unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit or indecent; (iii) constitute or encourage conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law or governmental regulation; (iv) violate, plagiarize or infringe the rights of third parties including, without limitation, copyright, trademark, patent, rights of privacy or publicity or any other proprietary right; (v) contain a virus or other harmful or destructive elements; (vi) contain any information, software or other material of a commercial nature; (vii) contain advertising of any kind; or (viii) constitute or contain false or misleading indications of origin or statements of fact.

Web Site Link Agreement

The information contained on any site to which you link from this site is solely the responsibility of the provider of that web site. Any information which you view on this web site, or any web site to which you link from this web site should be viewed as research information, not as legal, accounting, medical, or other professional advice.

The credit union is not responsible for any transactions between you and the linked 3rd party/merchant. Any website which you visit by a link from this site is solely the responsibility of the user.